Chad attended the school of Commerce and Business Administration at the University of Alabama, as well as the University of North Alabama with studies in finance. He became a licensed officer within the United States Coast Guard and worked offshore as a merchant mariner aboard an Oil Supply Vessel. His travels took him to the countries of Panama, Saudi Arabia, and Trinidad, to name a few before he decided to make his way back to the Shoals. In 2014, Chad joined Kairos Insurance Agency as an agent/producer, before taking ownership of the company in 2017. He personally oversees all aspects of the agency but considers his most important role to be that of working for the client.